1 00:00:09,839 --> 00:00:16,539 That is, the bank advances the salary to the employee early. 2 00:00:17,159 --> 00:00:20,979 And the bank takes something they call fees. 3 00:00:21,219 --> 00:00:24,879 This is not permissible. It is a form of riba. 4 00:00:25,600 --> 00:00:29,039 Because it is a purely monetary benefit. 5 00:00:29,459 --> 00:00:33,479 In return for a purely monetary benefit with an increase. 6 00:00:34,299 --> 00:00:41,340 So in reality, the bank lent the employee his salary with an increase. 7 00:00:42,439 --> 00:00:44,419 They called it fees. 8 00:00:45,759 --> 00:00:51,299 And this is not permissible, even if some Islamic banks do it. Yes.